Emirates Islamic RTA Card – RTA Credit Card

The Emirates Islamic RTA card is a popular credit card in Dubai that comes with a built-in Nol card. This credit card is ideal for commuters who use the Dubai Metro, Dubai Bus, Water Buses, Dubai Tram, and Parking frequently. The card offers numerous benefits, including up to 10% cashback on RTA payments and fuel spending.

One of the unique features of the Emirates Islamic RTA credit card is the Nol chip that is built into the card. This allows cardholders to use the same card for both credit card purchases and public transportation. The card offers a convenient and hassle-free way to pay for transportation and other purchases, making it an excellent choice for those who want to simplify their lives.

In addition to the cashback rewards and Nol chip, the RTA credit card also offers other benefits, such as complimentary movie tickets and emergency cash replacement. These additional perks make the card an attractive option for those who want to get the most out of their credit card.

What Is an RTA Credit Card?

An RTA Credit Card is a credit card that is issued in partnership with the Roads and Transport Authority (RTA) of Dubai. This card offers a unique combination of benefits, including cashback on your spending and a built-in RTA Nol Chip. The dual benefit of a single card that can be used as a Credit Card for your purchases and as a Nol Card for the RTA transport network such as Dubai Metro, Dubai Bus, Water Buses, and Dubai Tram makes it a popular choice among frequent commuters in Dubai.

RTA Credit Card Emirates Islamic

The RTA Credit Card offered by Emirates Islamic Bank is a result of a partnership between the bank and the Roads and Transport Authority (RTA) of Dubai. The card is designed to provide users with a convenient and integrated payment solution for their daily transport and retail needs.

Emirates Islamic Bank and RTA have collaborated to provide users with a card that offers up to 10% cashback on their spending and unprecedented convenience with a built-in RTA Nol Chip. The dual benefit of a single card that can be used as a Credit Card for purchases and as a Nol Card for the RTA transport network such as Dubai Metro, Dubai Bus, Water Buses, and Dubai Tram makes it an ideal choice for frequent travelers and shoppers.

The RTA Credit Card Emirates Islamic is a co-branded credit card that combines the benefits of a traditional credit card with the convenience of an integrated transport card. The card offers exclusive incentives, rewards, and benefits uniquely tailored to the needs of RTA users. The cardholders can enjoy discounts on RTA services, including Salik, Nol, and Parking, as well as exclusive discounts at partner outlets across the UAE.

Partnerships and Collaborations

The partnership between Emirates Islamic Bank and RTA is a testament to the bank’s commitment to providing innovative and customer-centric financial solutions to its clients. The RTA Credit Card Emirates Islamic is a prime example of how collaboration between organizations can result in the creation of products that add value to customers’ lives while also driving business growth.

How to Apply for an Emirates Islamic RTA Card

If you are interested in applying for an Emirates Islamic RTA Card, there are a few things you need to know. This section will walk you through the eligibility criteria, application process, and required documentation.

Eligibility Criteria

Before applying for an Emirates Islamic RTA Card, you must meet the eligibility criteria set by the bank. The criteria may vary slightly from bank to bank, but generally, you must:

  • Be a UAE resident
  • Be at least 21 years old
  • Meet the minimum income requirement set by the bank
  • Have a good credit score

Application Process

To apply for an Emirates RTA Credit Card, you can visit the bank’s website or the nearest branch. The application process is simple. You will need to provide your personal and financial information, such as your name, address, income, and employment details.

Once you have submitted your application, the bank will review it and check your credit score. If you meet the eligibility criteria and have a good credit score, the bank will approve your application. The bank will then send you the credit card within a few days.

Required Documentations to Apply for Emirates RTA Credit Card

To apply for an Emirates RTA Credit Card, you will need to provide the following documents:

  • Emirates ID
  • Passport copy
  • Residence visa copy
  • Salary certificate or employment letter
  • Bank statements for the past three months

Make sure you have all the required documents before applying for the credit card.

How to Recharge Emirates Islamic RTA Card

Recharging your Emirates Islamic Nol Card is easy and can be done using various convenient methods. Here is a comprehensive guide to help you through the process:

Recharge RTA Credit Card through EI Cash Deposit Machines

  • Visit an Emirates Islamic cash deposit machine.
  • Insert your Nol Card into the designated slot.
  • Select the “Top Up” option.
  • Choose the amount you wish to add.
  • Insert the cash amount.
  • Collect your receipt and remove your Nol Card.

Recharge RTA Credit Card through Emirates Islamic Online Banking

  • Log in to your Emirates Islamic online banking account.
  • Navigate to the “Payments” or “Services” section.
  • Select the “Recharge Nol Card” option.
  • Enter your Nol Card number and the amount you wish to recharge.
  • Confirm the transaction.
  • Your card will be recharged shortly.

Recharge RTA Credit Card through EI ATM

  • Visit an Emirates Islamic ATM.
  • Insert your Nol Card into the machine.
  • Select the “Top Up Nol Card” option.
  • Choose the amount to add.
  • Complete the payment using your Emirates Islamic bank account.
  • Collect your receipt and remove your Nol Card.

Recharge nol Credit Card through Emirates Islamic Mobile Banking

  • Open the Emirates Islamic mobile banking app.
  • Log in to your account.
  • Go to the “Payments” or “Services” section.
  • Select “Recharge Nol Card”.
  • Enter your Nol Card number and the amount.
  • Confirm the payment.
  • Your Nol Card will be recharged.

Recharge nol Credit Card through RTA Ticket Offices

  • Visit any RTA ticket office.
  • Provide your Nol Card to the representative.
  • Specify the amount you wish to add.
  • Pay the amount in cash or by card.
  • The representative will recharge your card.

Recharge nol Credit Card through Emirates Islamic IVR (Interactive Voice Response)

  • Call the Emirates Islamic customer service number.
  • Follow the IVR prompts to access the Nol Card recharge option.
  • Enter your Nol Card number and the recharge amount.
  • Confirm the transaction.
  • Your Nol Card will be recharged.

Recharge nol Credit Card through Ticket Vending Machines

  • Insert your Nol Card into the ticket vending machine.
  • Select the “Top Up” option.
  • Choose the amount you want to add.
  • Complete the payment using cash or card.
  • Collect your receipt and remove your Nol Card.

Recharge nol Credit Card through RTA Authorized Sales Agents

  • Visit an RTA authorized sales agent.
  • Provide your Nol Card and the amount you wish to add.
  • Pay the specified amount.
  • Your card will be recharged.

Benefits of Using RTA Credit Cards

RTA Credit Cards offer an array of benefits to its users, including exclusive rewards, convenience and efficiency, and enhanced security features.

Exclusive Rewards

One of the major benefits of using an RTA Credit Card is the exclusive rewards that come with it. Users can earn up to 10% cashback on their spending, including up to 2.25% cashback on all other spends. This allows users to earn rewards for all their purchases, not just their transportation needs. Additionally, the card offers direct cashback for fuel and NOL card top-up, both capped at AED 100 each per month.

Convenience and Efficiency

Another benefit of using an RTA Credit Card is the convenience and efficiency it provides. The card is built-in with an RTA Nol Chip, allowing users to use it as a single card for both their purchases and transportation needs. This means that users can use the same card for the RTA transport network, such as Dubai Metro, Dubai Bus, Water Bus, and for shopping at supermarkets, paying for government services, and pharmacies. With automatic top-ups and easy online account management, it’s easy to stay on top of spending and keep finances in check.

Enhanced Security Features

RTA Credit Cards also come with enhanced security features, ensuring that users’ financial information is kept secure. The card is equipped with a chip and PIN technology, which makes it almost impossible for fraudsters to copy or clone the card. Additionally, users can enjoy peace of mind with the SMS alerts, which notify them of every transaction made on their card.

Conclusion

The Emirates Islamic RTA Card is an excellent choice for anyone who frequently uses public transportation and RTA services in Dubai. With its cashback rewards, discounts, and additional benefits, the card can help you save money on your daily commute and other expenses. If you meet the eligibility criteria, applying for the card is as straightforward as the process for applying for a Nol silver or gold Card and can be done online or through any of the other methods we’ve discussed in this article. So, if you want to make your transportation expenses more affordable and enjoy additional perks, consider applying for the Emirates Islamic RTA Nol Card today. If you have any queries related to the RTA credit cards, please comment below.